EQUIPMENT FINANCING

LENDERS COMPETE...
YOU CHOOSE THE WINNER.

Clean Eatz Kitchen merchandising freezers are available to be financed using an innovative technology platform called KWIPPED. Instead of working with one lender, your application is sent to a powerful network of the nation's top lenders that compete to earn your business.

Get started by selecting your freezer below.

SELECT YOUR CLEAN EATZ KITCHEN MERCHANDISING FREEZER

Clean Eatz 1-Door Upright Freezer MXM1-23FBHC ~ Seven Cases 210 Meals
Select
Clean Eatz 2-Door Upright Freezer MXM2-48FBHC ~ Twelve Cases 360 Meals
Select
Clean Eatz Countertop Freezer MXM1-3.5 ~ One Case 30 Meals
Select

HERE'S HOW IT WORKS:

How does the equipment financing program work?

In order to offer our customers the best financing options available, we've implemented KWIPPED financing technology. KWIPPED makes it easy to receive and compare multiple financing offers from a network of the nation's top equipment finance companies. Here's how it works:

Step 1: Complete your application
Click on one of the merchandising freezers above to receive an estimated monthly payment amount, and complete a simple application for financing.

Once submitted, your application is sent to the KWIPPED Lender Network where the first three lenders to claim your application are given the opportunity to review and approve it.

Step 2: Review your approvals
Each time a lender approves your application, you'll receive an email with a link to review their finance offer. You may receive up to three competing offers and can easily compare your them side-by-side.

Please Note: Some lenders may ask you for information that was not requested on the initial application. Providing this information maximizes your chances for approval and ensures you're getting the best rates available.

Step 3: Select your offer and sign your finance agreement
Click the link on any of the approval emails you received to open and review your offers side-by-side. When you're ready, choose the lender offer that best suits your business' needs. Your selected lender will send documents for your signature. Sign the docs to complete the finance process.

That's It! Get your equipment and start cooking!
Once the docs are signed, Clean Eatz Kitchen will deliver your equipment and you can start serving up great food!

Am I obligated to move forward if my application is approved?

No. You will have the opportunity to accept or decline any or all offers that are presented to you by participating KWIPPED lenders.

What are my chances of being approved?

Each lender in the KWIPPED Network has its own criteria for determining which applications will be approved. Using a network of lenders enables approvals for a wider range of business and credit profiles.

However, generally speaking, in the current economic environment, most lenders require:

  1. If less than 9 years in business, a personal guarantee from an owner with at least 51% ownership of the business and a minimum personal FICO score of 650.
  2. Proof that revenue is currently being generated by the business.
  3. No significant negative incidents in credit history.

How long does it take?

The timing can vary. It is not uncommon to receive approvals in a matter of hours. The occasional delays are typically due to a lender's need for additional business information, so be on the lookout for these types of requests. As long as you provide the requested details promptly, approval decisions happen very quickly.

What is the advantage of working with a Network of Lenders

Instead of working with one lender and wondering if you’re getting a good rate, the KWIPPED Lender Network leverages competition among a network of the nation’s top lenders to ensure you’re getting the lowest financing rates available. The first three lenders to claim and approve your application earn the right to compete by presenting you with their best offer. This lender competition benefits you in many ways including:

  1. The highest chances for application approval
  2. The best rates available
  3. Faster turnaround times

Why should I consider financing if I have the cash now?

There's a variety of reasons why over 63% of all business equipment is financed including:

Conserve Your Cash
Conserving cash to cover expenses is huge for managing the ups and downs of business. Why deplete your cash reserves on large capital expenditures that can easily be financed when you can use that money for other investments in your business.

Pay as you Earn
Equipment generates revenue. That's why you buy it. Financing lets you align the investment with the income generated over the life of the equipment.

Manage Cashflow
Locking in fixed monthly payments helps you manage your books easier.

Tax Advantages
Ask your accountant about taking advantage of the Section 179 tax deduction for financed equipment. This gives you the ability to deduct the full value of the equipment the year you buy if that may make sense for your business.

Maximize Value
A common rule of thumb to maximizing profits and the overall value of your business is to own assets that appreciate (land, buildings) and lease/finance assets that depreciate (equipment). It is not the ownership of equipment that produces profit - it's the usage.

Questions? We're here to help.    (800) 273-8404    [email protected]
Financing offered through KWIPPED, Inc. KWIPPED Equipment Financing Network by independent lenders, unfilliated with Clean Eatz Kitchen. Terms and conditions are arranged directly between the customer and independent lender, all subject to credit requirements and satisfactory completion of finance documents. Any finance terms advertised are estimates only. Certain limitations apply for California residents.